泰国新规：大批中国人账户被封？大收紧来了！
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.58cammp.com/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="letter-spacing: 0.578px; text-wrap-style: initial; text-align: center;"><section style="text-align: center; margin-bottom: 0px;"></section><section class="empty_paragraph" style="line-height: normal; margin-bottom: 0px; text-align: center;"></section></section><section><section style="outline: 0px; visibility: visible;"><section><section style="text-align: center;"><section style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; overflow: visible;"><section style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; margin: 10px 0px;"><section style="max-width: 100%; overflow-wrap: break-word; width: 5em; margin-left: 10px; margin-bottom: -50px; box-sizing: border-box;"><section style="max-width: 100%; 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letter-spacing: 2px; font-weight: bold;">近日，社交网络上突然涌现“大量中国人银行账户被封”的相关贴文与消息，引发不少在泰中国人群体的担忧与关注。</span></p><p style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px; padding-left: 16px; padding-right: 16px;"> </p><p style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px; padding-left: 16px; padding-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; font-weight: bold;">下图，有网友称其今日拍摄于泰国某银行前。</span></p><p style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px; padding-left: 16px; padding-right: 16px;"> </p><p style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px 0px 8px; padding-left: 16px; padding-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; font-weight: bold;">大致内容为，可以账户目前将被暂封，需要提交资料解封，而新开户者也需要提交对应资料。</span></p></section></section><section style="max-width: 100%; overflow-wrap: break-word; width: 2em; margin-top: -30px; margin-left: auto; margin-right: 10px; box-sizing: border-box; transform: rotateX(180deg) rotateY(180deg) rotateZ(0deg); -webkit-transform: rotateX(180deg) rotateY(180deg) rotateZ(0deg); -moz-transform: rotateX(180deg) rotateY(180deg) rotateZ(0deg); -o-transform: rotateX(180deg) rotateY(180deg) rotateZ(0deg);"><section style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px;"><img class="rich_pages wxw-img" style="overflow-wrap: break-word; vertical-align: middle; display: block; width: 100%; height: auto !important; box-sizing: border-box;" src="https://pic.app.58cammp.com/Fom0QNOR9i_EaWNsFUw-fqTWAtW3" /></section></section></section></section><p style="max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; clear: both; min-height: 1em; margin: 0px;"> </p></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FvPtrPv8UdSkOv2li4KTj7lu1ylt" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">下图，各类图文消息来源于网络社交平台。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FqFFyLAGfYEHq67N7BZFpoYQI5Pl" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">然而据泰国网观察，这一“封号潮”的导火索，或许并非偶然，而是与日前曝光的</span><a class="normal_text_link" href="https://mp.weixin.qq.com/s?__biz=MzUxMTQ2MTQ5OQ==&mid=2248020103&idx=1&sn=c333c8229a997e347cdf6fa07397503e&scene=21#wechat_redirect" target="_blank" rel="noopener"><span style="font-size: 15px; letter-spacing: 2px;">“芭提雅银行职员协助电诈团伙非法开户”事件</span></a><span style="font-size: 15px; letter-spacing: 2px;">（点击可进入前文回顾）密切相关——该案涉及逾百个非法账户，且与跨境电信诈骗活动高度关联，已成为泰国舆论与执法的风暴中心。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">下图，来源于网络，部分帖子提及“不仅限于中国人”，而是所有外籍客户。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fpj8qmd53HBX-J8eDKXETgIyyEeE" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">今日，泰国央行更是火速宣布：将出台最严银行账户监管新规。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">未来不仅大批可疑账户、电诈潜在账户将被封停，外国人在泰开户的审查程序也将显著收紧，难度直线飙升，堪称“史上最严”。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">这场突如其来的“账户整肃风暴”，或许只是开始。对在泰外国人而言，一场金融监管环境的深刻转变正在悄然展开。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fgeqjcb7emQubFNtZHidBanoCLkV" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">泰国央行将出重拳</span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">开户门槛直升“地狱级”</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">5月23日，据泰媒报道，泰国央行（BoT）支付系统监管与金融消费者保护部门助理主任达娜妮女士表示，鉴于近期国家警察总署总督察塔猜上将公开披露某银行员工协助电信诈骗团伙非法开设银行账户一事，央行高度重视此案，并警告该问题可能不仅限于单一机构，未来或将牵出更多相关参与方。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FhCmM2vaWXrLsmJ73ZicNq8IIPmK" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">为此，泰国央行已责令涉事银行立即展开内部调查并提交详细报告。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">根据现行规定，外国人在泰开设银行账户必须通过严格的身份审查流程，一旦确认银行员工存在违法违规行为，银行必须采取严厉惩戒措施。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">目前，泰国央行已联合泰国反洗钱办公室（AMLO）展开进一步调查，未来将依法追责并可能采取刑事法律行动。 </span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">新规来袭，开户审核全面升级 为了加强金融安全体系并防止民众沦为诈骗受害者，泰国央行正制定一项全新的《数字欺诈管理指南》（Digital Fraud Management），将全面提升对银行开户流程的审查等级。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; font-weight: bold;">该指南将包括以下核心内容：</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">① KYC核查升级：银行必须不仅核查开户人提供的资料，还需通过反洗钱办数据库等外部信息交叉验证客户身份，包括比对姓名、身份号等信息。 </span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">② 行为风险评估：对开户人的行为模式进行风险评分，判断其账户是否有被用于非法用途的潜在风险。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">③ 风险分层管理：将客户根据风险等级进行分组（Customer Profiling），并对高风险客户采取针对性措施，如：限制单日交易额；降低新开户用户人脸识别提款限额；增设账户交易行为监控门槛等。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FnXOj0xLjufe9eaR6aODy8RLnBRk" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">据悉，该新规预计将在2025年6月正式实施，被认为是泰国近年来对银行体系最严格的一次系统性整顿，外界普遍认为，今后在泰国开设银行账户将不再“轻而易举”，而是迈入“地狱级难度”。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">此举虽然将对包括外籍人士在内的部分开户人造成一定不便，但泰国央行强调，金融系统安全与国家反诈骗战略优先，必须坚决堵住一切账户被滥用的风险漏洞。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fp4DVfDUHM8v6iIkUo6VffptTdN3" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">15名中国人首次赴泰即涉案被通缉</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;"> 5月21日，据泰媒报道，泰国国家警察总署总督察兼信息技术犯罪打击中心主任塔猜警上将联合曼谷大都会警察局局长萨扬等高级警官召开记者会，通报了近期一起电信诈骗相关案件的调查进展。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FpgNd7DSi6TN-9xXOcCzQHss75Ac" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">塔猜表示，此案共逮捕涉案泰籍人员11人，包括某银行经理及员工在内的6人，以及另外5名涉嫌协助一伙中国人开户的嫌疑人。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">而案件的关键焦点落在15名持旅游签证首次入境泰国的中国公民身上。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FuYjeUK68G0iugMXj75SNLRctWTk" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">他们于2025年3月入境泰国，由5名泰国嫌犯协助，在全国多地银行集中办理开户，重点集中在春武里府芭提雅的一家分行。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">调查显示，这15名中国人自3月9日开始分批前往各地银行开户，并于3月13日全部返回中国。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">警方掌握的证据指出，涉案银行经理与员工合谋伪造文件，协助这些游客身份的人员开设账户，目前尚未公开相关获利金额。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fq_q6TxEo2YrDti533HleaB20aLk" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">据警方披露，这15个账户共被转入资金达1.18亿泰铢，其中9,100万泰铢已在开户后1-2天内迅速取出，其余资金已被紧急冻结。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">警方进一步调查发现，这批账户涉及106名受害者，而扩大侦办后又牵出多达462个可疑账户，牵连2,084起案件，造成全国范围损失高达22亿泰铢。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fr8Kdy6wLumL2PUQgIvmg4_BBchv" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">目前，这15名中国籍涉案人员均已返回中国，泰方已协调中方发出逮捕令，正寻求跨境合作将其绳之以法。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FpCUGWUfggQMypdRPyscLgd8-8XL" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">与此同时，警方正在深入调查涉案银行是否存在管理漏洞，尤其是对持旅游签证开户流程的监管缺失。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">此外，还发现协助开户的5名泰籍嫌犯与邻国电信诈骗集团存在关联，此案可能牵涉更广泛的跨国网络。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">泰方表示，将全面整顿银行开户审核机制，严防泰国金融系统沦为诈骗资金流通平台，避免再次成为跨国犯罪的温床。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FmRhI1R2_FxWxXqv8K7d4ir0KPNK" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">中国社交平台惊现“免签开户”广告</span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">泰国网友呼吁严查！</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">据泰媒报道，近日泰国知名Facebook账号发布警示信息称，在中国社交媒体平台上发现大量宣传“免签证即可在泰国开设银行账户”的广告。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">这类广告宣称“无需签证、无需泰国官方文件，30分钟内快速开户”，引发泰国网友强烈关注，担忧此举可能被不法分子利用，成为跨境犯罪的潜在通道。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FstdHavlLwNEGk2td-jmfIJTxJQI" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">从该账号披露的截图来看，这类广告正通过中国多个社交平台迅速传播，宣传重点突出“开户方便、流程简单”，甚至暗示“零门槛”，即便开户人无法提供正式身份证明文件亦可办理。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">这一行为引发泰国社会广泛担忧，因为未经严格审核的银行账户极易被用于洗钱、电信诈骗、非法资金转移等违法活动。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Ft3cu0JjS2QtR32BfiZWscM41R8z" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">事件曝光后，大批泰国网友在社交平台留言，呼吁泰国相关部门迅速展开调查，彻查开户流程中的漏洞，并对相关违法行为依法严惩，防止泰国金融系统成为跨国犯罪组织的“洗钱工具”。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">另据了解，近期泰国已有某银行工作人员因涉嫌协助电诈相关中国人员非法开设账户而受到调查。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">此类事件在泰国社会引发高度关注，也使“非法开设银行账户”成为当前泰国网络舆论热议焦点。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">泰国民间担忧的不只是个别行为，而是一个系统性漏洞是否正在被跨境犯罪集团瞄准——而这场“开户风波”，或将成为考验泰国金融监管体系的一次重大危机警讯。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FikUTnSfnNRHMCIWrZK91V8A_svb" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">实名风暴下的泰国整肃</span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">从漏洞放任到全面收紧</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">在很多人印象中，泰国是一个对外国游客和外籍居民相对“宽松”的国家，开户便利、移动通信轻松、租房甚至创业都颇为自由。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">但近年来，随着诈骗、洗钱、电诈等跨境经济犯罪频发，“实名制”逐步成为泰国金融与通信系统的核心关键词。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">如今，无论是电话卡开通，还是银行账户申请，泰国都正在悄然进入一个“全链条实名”的时代。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">尤其近期，“大批外国人账户被封”“开户新规地狱级难度”等社交媒体热议背后，所呈现的，正是泰国国家金融系统正在经历一次空前的“安全重构”。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; vertical-align: bottom; height: auto !important; visibility: visible !important; width: 676.992px !important;" src="https://pic.app.58cammp.com/FurLlkWTgojdWqV0LxBklR9X48Iq" alt="图片" /></section><section><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"> </span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">回溯过去几年，泰国金融系统的开户门槛长期偏低，甚至一度在中国社交平台上出现了“无需签证也能开户”“旅游签也能办卡”此类广告。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">一些“中介”通过熟人、灰色通道，协助非长期居留者在泰国轻松开立账户。表面上看，这是金融友好；</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">实质上，是监管空白。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">也正因如此，泰国成为东南亚诈骗团伙的资金转运站：</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">不法分子以游客身份入境，用“代开账户”方式收集银行卡，将其变成“资金中转平台”，最终流向受害者的噩梦。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">据警方近期披露，仅一起涉中国人的开户案中，短短几天内，15人所开的账户被用于收取1.18亿泰铢的不明资金，部分已在开户1-2日内迅速转走。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">犯罪速度之快、资金流之大，让泰国警方与金融监管层警觉到——“不收紧，就将彻底失控。”</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FogIMMTiWMulTZQHtZQF-f_7FC3I" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">泰国开始“动真格”</span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px; color: #021eaa; font-weight: bold;">开户不再是“手续”，而是责任链</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">泰国央行5月宣布的新规，正式提出要对开户流程进行反犯罪背景校验、高风险客户画像识别、交易行为风控限制等系统性升级。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">这意味着：所有银行必须二次核查客户资料，不能仅凭表面材料过关；</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">涉外客户须通过数据库校验是否涉案、是否存在资金异常；银行可按风险等级设限：如降低每日转账上限、禁用远程提款等。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">更重要的是，这一波整顿并不仅仅针对“非法行为者”，而是全面推动银行及通信企业对实名制和客户背景的“责任制管理”——谁开户、谁使用、谁审批、谁负责。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">这是泰国第一次，在系统层面对“实名”二字，赋予了标准意义。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; text-align: center;"><img class="rich_pages wxw-img" style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; vertical-align: bottom; height: auto !important; visibility: visible !important; width: 676.992px !important;" src="https://pic.app.58cammp.com/FtQBmoMlV975wRZx5w1X6H3Ppa0r" alt="图片" /></section><section><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"> </span></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">眼下，泰国实名化看似“紧张”，实则是迈向安全与信任的必要路径。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">的确，从“30分钟办卡开户”到如今“层层校验”，不少在泰外籍人士、尤其是外国群体会感到压力骤增，甚至误解为“针对”。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">但从根本上看，这并非排斥，而是系统性纠错。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">泰国正在为过去的“放任”付出代价，也试图通过这次“狠抓实名”的升级，为未来筑起更稳固的金融与社会安全防线。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">要知道，越是开放的国家，越需要重要系统的可信；</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">而可信，离不开管控、审查与责任闭环。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/FlF28iBhMUwSRW_qmhLWNinMrzoo" /></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">泰国越严，不代表对你不友好，恰恰是为了对每个守法者更公平泰国此次“实名制度升级”也许会让一部分人感到不便，但长远来看，这不仅会打击犯罪，也会让“合法者的通道”更加清晰，进一步保护游客、移民、外籍商人的合法权益。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="margin-left: 16px; margin-right: 16px;"><span style="font-size: 15px; letter-spacing: 2px;">未来，在泰国生活、经商或投资的每一个人，也将因为这场风暴，而生活在一个更安全、更加透明的环境中。</span></section><section style="margin-left: 16px; margin-right: 16px;"></section><section style="text-align: center;"><img class="rich_pages wxw-img js_insertlocalimg" src="https://pic.app.58cammp.com/Fpy1S9FyLnVKUZLyA31bNdojPfsY" /></section></section></section></section><section style="margin-bottom: 0px; letter-spacing: 0.578px;"><section style="text-wrap-style: initial; outline: 0px; visibility: visible;"><section style="outline: 0px; visibility: visible;"><section><section></section></section></section></section></section><section style="margin-bottom: 0px; letter-spacing: 0.578px;"><section><section class="empty_paragraph" style="letter-spacing: 0.578px; text-wrap-style: initial; outline: 0px; text-align: center;"></section><section style="letter-spacing: 0.578px; text-wrap-style: initial;"><section style="color: #333333; letter-spacing: normal; outline: 0px; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section style="outline: 0px; line-height: 27.2px; min-height: 0px; background-image: none; background-clip: border-box; background-position: 0% 0%; background-repeat: repeat; background-size: auto; bottom: auto; display: flex; float: none; height: auto; left: auto; max-height: none; min-width: 0px; text-decoration-style: solid; text-decoration-color: #333333; top: auto; z-index: auto; visibility: visible; clear: none; border: 0px none #333333;"><section style="margin-left: -11px; padding-top: 1em; padding-right: 1em; padding-left: 1.5em; outline: 0px; flex: 1 1 0%; border-right: 1px solid #333333; border-top: 1px solid #333333; font-size: 14px; line-height: 1.75em;"><p style="outline: 0px; line-height: normal;"><span style="outline: 0px; color: #b2b2b2; font-size: 13px; letter-spacing: 1px;">来源：泰国网<span style="color: #b2b2b2; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; font-size: 13px; letter-spacing: 1px;">传媒</span></span></p></section></section></section></section></section></section><p style="display: none;"> </p> <!----></div> 割韭菜，让你没话说 泰国也成了封之国。 好！为泰国点赞 这招其实蛮好… 是这样的事情吗？ 割一波 银行理财平台 泰国什么情况？ 666666666
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